Jubilated - Become Debt Free

I just launched this blog under one of the domains that i have purchased while back,www.jubilated.com ,here is the definition of jubilated,i originally was planning on something else for this domain name,but i thought it would work well for a website about getting rid of debt,after we get rid of debt we will be jubilated too,im dealing with this right now,so i thought it  would be cool to keep a journal about my efforts for other people to find useful,it was about a month ago when the bank bailouts starting happening that i realized that i have been a debt slave to the credit card companies,why does a huge company get bailed out by the government but we have to continue to suffer with debt,especially credit card bills,see for years i have been paying on time and over the minimum payment,i have basically paid off the debt owed but the finance charges have made it where the debt never gets paid off,so its a catch 22.The economy is really bad right now,i work a sales job and nobody is buying right now which means im not making money,so i dont even have the minimum payment to pay one large card that i have been a debt slave to for many years,maybe this is a good thing because i realized the debt will never be paid off this way,seems i am the perfect client for the credit card companies,i pay a little more than the minimum every month,which i think i have paid the original debt anyway,so the rest is just gravy for the credit card companies,they do not give me anymore credit or have i even bothered to apply for any new cards lately because they will not issue any with the credit crunch,so what happens now do i continue paying them ? no i have something else in mind,the biggest tactit that i figured out,the credit card companies use fear of reporting non or late payments to the credit reporting agencies and this keeps people in line to keep paying the bills,there is also fear of judgments,and fear of lawsuits as well,seems most of the people are really nice people and are working hard but get take advantage of from the credit card companies.